![]() While this process does not happen every time someone logs into a site with two-factor verification, some financial and healthcare organizations may request verification every few days. That one-time code must also be entered to verify account ownership before the user can log in and access their account.In many cases a one-time code is sent to a mobile device or email address. The user is prompted to provide a second form of authentication like a phone number, fingerprint, or security code.The site or app’s servers recognize the match. The user enters their username and password.The user is prompted to log in to their account on a website or application.When you have or enable 2FA on an account, it will appear differently based on the type of factor used, but the basic steps are the same: However, when it comes to personal devices, these same users may prefer to secure them with biometric methods like fingerprints or facial scans. Many companies prefer the possession factor, as many users feel that biometrics is a violation of privacy. The credentials are typically biometric like a fingerprint or a retina scan. ![]() This factor is attributed to the account owners themselves. This would be something that physical that the account holder owns that can receive additional credentials, like a phone app or physical security token. This is something that only the account holder knows, like the answer to a series of security questions or a PIN. The different type of factors that may be used are: There are three different factors that may be used in conjunction with an account password during 2FA. Two-factor verification is an approach to account security the specific method may vary based on each type of account or application. Learn More What Do You Need for Two-Factor Authentication?
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